We have less than one month until the election is over and as usual, we are getting many questions about who is going to do what and the impact it will have on your finances. We should take a step back and give you a synopsis of why people think it is good vs. bad and let you decide which camp you are in. It is factual there are good things about the economy and one of those is corporate profits...

​“Other countries see our entrepreneurial spirit and seek to emulate it. They see how a vigorous, free society allows man to move on and grow. They see how we’re trying to make life better for man through scientific inquiry. They see us pushing into space. Other systems are locked on to the land, prisoners of a gravity of their own devising. America is a rocket, pushing upward and outward into space, into human history” – Ronald Reagan, July 4th, 1984
The best days of America are still ahead of us...

“The punishment of wise men who refuse to take part in the affairs of government is to live under the government of unwise men.” – Plato
With the S&P 500 gaining 10.16% in the first quarter, the market has shaken off the political doldrums that usually come with a Presidential election year. In the annual newsletter we said for the market to move higher, corporate profits would have to move higher. We also said lower rates should make corporations more profitable as they can borrow for less and save money. However...

 In the last newsletter, we said for the market to move higher, corporate profits would have to move higher. We have stated this many times over the years, regardless of the headline news. We also said, lower rates should make corporations more profitable as they can borrow for less and save money. In the 4th Quarter of 2023, we saw interest rates finally subside as the Federal Reserve has been able to navigate the storm of inflation...

Summer is over, and as we jump into fall, the market seems to be faltering a bit. You may want to know why, and will it continue? We need to discuss the first part, which is why. The Fed has continued to raise rates to offset the prospects of inflation. Inflation, although looks to be in check, is probably moving a bit higher this quarter with a rise in oil prices and at the gas pump...

As we are sitting in Pensacola at the start of the quarter celebrating the 4th of July and watching the Blue Angels pull off the most unbelievable feats that you only thought were in the movies, it gives us a look into real talent. I am not sure Washington can pull off the same feats when it comes to our economy and inflation...

Where is the recession? We heard it was coming at the end of 2022 and then early 2023, and now one of the research groups recently reported it would be early 2024. A broken clock is right twice a day. Is a recession coming? The answer is yes, although no one knows exactly when it will happen...

Inflation is the name of the game in 2023. Many were certainly hoping inflation would come back in check based on the call, “inflation is only transitory”. Clearly, the experts were wrong. We printed so much currency as a country, the FED can not get it out of your pockets fast enough...

In our last update we said the Bear is awake again. The bear is not only awake, but he is causing havoc in the woods we all like to enjoy. It is not a surprise the bear feels this way, we have created a forest of plentiful berries and everyone has plenty of money to go and find these berries, which we will now call inflation...

We were hoping to wait until the June 30 date to put out our outlook and update, but the bear keeps growling so we thought we may provide some perspective of the markets and what we can expect in the days, months, and years ahead.

After an injection of roughly $12 Trillion in stimulus to support the economy and spur recovery from lockdowns, it should come as no surprise that inflation has...

The stock market is volatile and interest rates are rising. The S&P 500 as this is written is down nearly 13% and the Aggregate bond market is down 10%. At first glance this gives us all pause and puts some scare into opening our quarterly and monthly investment statements. However, let’s put this into perspective. The S&P 500 which is the largest 500 stocks in the United States were up over 50% the last few years.

Inflation has been the word of the year so far in 2022 and shows few signs of easing any time soon. As you are likely aware, gas prices are higher, the cost of groceries has increased and just about everything you can purchase has risen in price...

The Invasion of Ukraine by Russia is beginning to affect the markets:

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These are difficult times with world tensions running high. War is not a simple problem, nor is there a simple solution and it often creates havoc and discourse throughout the world...