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Longevity Risk – When planning for retirement, perhaps
the first and most important decision you should make is
how many years you are going to spend in retirement. This
investor brochure discusses the risk of living longer than
your portfolio. (click
here to request) |
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Solvency Risk – Many investors nearing retirement plan
for Social Security, Medicare, and defined-benefit pension
plans to meet the majority of their retirement needs. This
brochure shows investors why they need to rely more on
their own savings to meet retirement needs. (click
here to request) |
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Savings Risk – Many Americans are not saving enough
for the retirement lifestyle they want to live. This
investor brochure describes the saving situation in the
U.S. and illustrates the importance of saving early. (click
here to request) |
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Inflation Risk – This brochure shows investors how
rising prices erode purchasing power over time, and
further discusses which asset classes can outpace
inflation. (click here to
request) |
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Market Volatility Risk – Managing downside risk can be
as important as achieving growth potential. This investor
brochure contrasts the volatility of stocks and bonds, and
shows why a diversified portfolio can help weather down
markets. (click here to
request) |
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Retiree Spending Risk – This brochure highlights how
significant income needs can be in retirement due to
income replacement, medical expenses, and long-term care
needs. (click here to
request) |
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Withdrawal Risk – Many investors are concerned about
the risk of drawing down assets too aggressively to meet
their spending needs. This brochure shows what withdrawal
rates have been sustainable in the past, and discusses the
impact of taking withdrawals in different market
conditions. (click here
to request) |
